Health and wealth are both important resources for living a happy and successful life. People in poor health often die young and spend thousands of dollars (that could have been invested) on health-care costs. On the other hand, those who follow recommended health behaviors are more likely to beat the average life expectancy and need a healthy savings to enjoy that longer life. Health and personal finances are both closely associ ated with happiness. Research data indicate that four factors strongly predict happiness and well-being in most cultures: health, financial stability, work, and family relationships. Studies indicate that people are happier when they are healthy, employed or doing something productive, married or in a long-term committed relationship, and financially secure.